IFDC Capital Group is a Non-Bank Nationwide Private Money Lender, we are providing flexible, fast, favorable short-term bridge loans and long term 30 years fixed rate loans to purchase, rehab or cash-out refinance for non-owner occupied commercial real estate properties and residential investment properties (1-4 family, 5+ units multifamily, townhome, condominium).
IFDC is providing best financing solutions and assets based lending to real estate investors and developers nationwide.
We fund loans for commercial real estate and residential investment properties and projects that other traditional lenders and banks or government-backed organizations not willing to lend on.
WE OFFER
Residential Investment Property and Commercial Mortgage Financing for Investors, Developers and Self-Employed Borrowers
- NO DOC
- NO TAX RETURNS
- NO INCOME VERIFICATION
- MINIMUM CREDIT SCORE 620
- LOAN AMOUNT UP TO $15 MILLION
- FULL DOCS LOAN AMOUNT UP TO 100 MILLION
IFDC Capital Group’s No Income Verification Bridge Loan and 30 Years Fixed Rate Loan Programs provide attractive financing solutions to real estate investors and developers to execute a short-term and or long term strategy.
Simple process of our loan approval and closing under NO DOC, NO INCOME VERIFICATION Loans:
Loan Application + Credit Report + Recent Bank Statements + SPA/Title + Appraisal = Funding!
Pre-Approval in 48 hours! Fast closings with minimal documentation and paperwork within 15 days!
PROPERTY TYPES
SINGLE FAMILY HOMES
MULTI-FAMILY HOMES
CONDOMENIUMS
APARTMENTS
MIXED USE COMMERCIAL/RESIDENTIAL
OFFICE BUILDINGS
MEDICAL OFFICE
RETAIL SHOPPING CENTERS
WAREHOUSE
INDUSTRIAL
SELF-STORAGE FACILITIES
AUTO SERVICE AND REPAIR
DAYCARE
RESTAURANTS, BARS
LOAN TERMS FOR PURCHASE AND CASH-OUT REFINANCE
- LTV / LTC up to 90% (1-14 Family, Multifamily, Condos, Townhomes)
- LTV up to 70% (Commercial Real Estate)
- Refinance Cash Out Up to 75%
- Max up to 75% of ARV
- Short Term Bridge Loan 12-36 moths
- Long Term 30 Years Fixed, 30 Years Amortization
- Minimum 620 FICO Score
- No Doc, No Income Verification Loan Amounts $100K-$15 million
- Full Docs Loan Amounts up to $100 million
Our NO DOC-NO INCOME verification loan is a perfect alternative to bank’s rigid lending and excellent fit for the self-employed borrower or investors with less than optimal credit scores and not willing to submit proof of income.
NO DOC LOAN PROGRAM:
NO TAX RETURNS – NO PROOF OF INCOME
NO PERSONAL DEBT SERVICE COVERAGE REQUIREMENTS
NO INCOME VERIFICATION REQUIRED
NO ASSETS VERIFIED
NO W2s – NO PAY STUBS
NO EMPLOYMENT VERIFICATION
(OK FOR SALARIED/W2’D BORROWER)
30 YEARS FIXED RATE LOAN PROGRAM
IFDC’s 30 years fixed rate loan program designed for real estate investors seeking lower payments on a long-term, fixed-rate loan with no balloon payment.
Key Features
- 30-year fixed rate.
- LTV up to 90% for purchase, up to 100% for renovation for residential investment property. LTV up to 70% for commercial real estate.
- Interest-only payments up to 10 years.
- Great for qualifying self-employed real estate investors, developers and small business owners.
- NO INCOME verification required
- Best alternative to hard money loans.
Property Types
- 1-4 Family (SFR, Condo, and 2-4 Units)
- Multi-Family (5+ Units Condo-Apt Building )
- Mixed-Use Real Estate
- Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive)
SHORT TERM BRIDGE LOANS
IFDC’s short term bridge loan designed for real estate investors and developers seeking a short-term, interest-only loan to maximize appreciation, stabilize cash flow, and minimize vacancies
Key Features
- Allows borrowers to finance improvements based on the property’s “as repaired value.”
- LTV up to 90% for purchase, up to 100% for renovation (1-4 family, multifamily, condos, townhomes), up to 70% for commercial real estate.
- LTV up to max 75% of ARV
- Loan Amount up to $15 million
- No Tax Returns, No Income Verification required
- Minimum Credit Score 620
- Helps to increase market value, rental appeal, demand, and rental rates.
- Pre-Approval in 48 hours, closing in 15 days. Great for borrowers who need a quick close.
- An interest-only, 1-year term to lower monthly payments.
- A higher LTV than hard money lenders.
Property Types
- 1-4 Family (SFR, Condo, and 2-4 Units)
- Multi-Family (5+ Units Condo-Apt Building )
- Mixed-Use Real Estate
- Commercial Real Estate